The overnight package must have been generated from Eagan MN before my paperwork was even received in the prepaid UPS envelope I sent them on Tuesday, 3/1..... but they have had 14 months and countless opportunities to reconsider us for a mortgage modification.
There was jubilation when I thought the offer was reasonable.....But when I opened the package, my jaw dropped. They were making us an offer..... but they had increased our payment and added 30,000. additional principal to our loan. They knocked down the interest by a point..... but in the end, the paperwork was a "take it or leave it" offer with a promise of additional unknown fees at "closing". This is feeling like I'm being held up and rolled for loose change. If this is the help they are going to offer, heaven help us.
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